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I can't find where my 401K is.

 
 
christofori
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      02-17-2005, 07:21 PM
This is from my old, old, and old company I used to work in 7 years
ago.

I had a 401K back then.
Somehow I was so lazy to take care of it.

After 7 years passed, I tried to recover or collect my 401K from old
employer.

However the company has been bought out several times, the company no
longer exists.

In this case, where can I locate my 401K?

Unfortunately I don't have any information available about my old 401K.

Is there anyway to find out by my social security number or anything
else?


(yeah... I know I have been pretty stupid... --

 
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John A. Weeks III
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      02-17-2005, 10:11 PM
In article < om>,
"christofori" <> wrote:

> I had a 401K back then.
> After 7 years passed, I tried to recover or collect my 401K from old
> employer.
> Unfortunately I don't have any information available about my old 401K.


Do you have an old statement? If not, then you are pretty
well out of luck. Perhaps you can look up an old co-worker
or someone in the HR group that worked at the old company.
You need to get the name of the company that held the 401K.
How about old phone bills? Do you have your old tax returns?
Maybe you have some clues on your old W-2's. If not, then
you just learned an expensive lesson about what happens when
you don't keep track of things like this.

-john-

--
================================================== ====================
John A. Weeks III 952-432-2708
Newave Communications http://www.johnweeks.com
================================================== ====================

 
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John Cowart
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      02-17-2005, 10:11 PM
christofori wrote:
> Unfortunately I don't have any information available about my old 401K.


Can you locate or recall the names of any of your former coworkers at
the old company? One of them might have some more information, such as
the name of the 401K custodian company.

John Cowart

 
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BMS
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      02-17-2005, 10:11 PM
Do you have any old statements?


"christofori" <> wrote in message
news: ps.com...
> This is from my old, old, and old company I used to work in 7 years
> ago.
>
> I had a 401K back then.
> Somehow I was so lazy to take care of it.
>
> After 7 years passed, I tried to recover or collect my 401K from old
> employer.
>
> However the company has been bought out several times, the company no
> longer exists.
>
> In this case, where can I locate my 401K?
>
> Unfortunately I don't have any information available about my old 401K.
>
> Is there anyway to find out by my social security number or anything
> else?
>
>
> (yeah... I know I have been pretty stupid... --
>


 
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Tad Borek
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      02-17-2005, 10:29 PM
christofori wrote:
> This is from my old, old, and old company I used to work in 7 years
> ago.
>
> I had a 401K back then.
> Somehow I was so lazy to take care of it.
>
> After 7 years passed, I tried to recover or collect my 401K from old
> employer.
>
> However the company has been bought out several times, the company no
> longer exists.
>
> In this case, where can I locate my 401K?
>
> Unfortunately I don't have any information available about my old 401K



Well heck 7 years isn't all that long ago...and I'd be surprised if any
company truly walked away w/your 401k so it's out there somewhere. Some
ideas:
* I don't think it would turn up here but try your state's unclaimed
property department. http://www.naupa.org/ Do NOT let anyone charge you
to search for unclaimed property, it's free.

* you have a lead already in the "bought out several times" - when a
company is bought out it still exists, it just is absorbed into the new
one - what was the last purchase?

* if you don't know, call the state where the company was based, or look
on the web site if you have that, and trace the company's history. Where
to look depends on the state but a good start would be the Secretary of
State's office if there is one you can reach. Just keep calling until
you find the gov't agency that handles corporate filings. When companies
are bought out of existence, go bankrupt, whatever, there's a filing
that can be traced that tells you what happened.

* enormous long shot: visit ww.aboutmyletter.com and call that company.
They track down "lost" pension account holders for some companies and
who knows maybe yours is one of them

* do you really have not a single statement from your old 401k? Whatever
company actually ran your plan would know what happened to it. See,
here's another reason NEVER to sign up for "e-statements" (not that that
was what happened but imagine how many people are going to be in this
predicament when they don't get any paper statements).

-Tad

 
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