Savings Policy in the United Kingdom

Discussion in 'UK Tax Credits and Benefits' started by Michel, Jul 31, 2009.

  1. Michel

    Michel Guest

    Savings Policy in the United Kingdom
    Asset ownership is seen as having an increasingly influential link to
    a variety of social outcomes. While the UK has experienced increases
    in economic wealth and improvements in overall living standards over
    the past 40 years, trends in asset ownership have reversed. More
    recently, 15 years of economic stability led to a feeling of increased
    financial security and individual savings were eroded in a boom of
    consumerism. The distribution of this increase in wealth has been
    unequal and the distribution of asset ownership follows a similar
    pattern. The link between asset ownership and social outcomes has
    explicitly led to the UK government directing a selection of policy
    interventions towards incentivizing personal saving.

    This paper explores the savings landscape in the UK, assessing current
    savings behavior and reflecting on the policy direction that has been
    adopted in relation to savings over the last decade. It examines
    policies that encourage saving and asset ownership, and how such
    policies interrelate with broader government objectives. It then
    identifies specific interventions that have attracted international
    attention, such as the Child Trust Fund, before concluding with an
    assessment of the policy implications and a discussion of the future
    role of savings.
    http://www.newamerica.net/publications/policy/savings_policy_united_kingdom
    http://www.newamerica.net/files/UK Savings Policy FINAL.pdf
     
    Michel, Jul 31, 2009
    #1
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