Bank staff

[Cuddly]

Daughter has cerebral palsy (mild)
she has past her child care course at college job centre sent her to a
interview for bank staff, what if she took the job and only got the odd days
work how does she go on about money for the days she doesn't work?job centre
told her because she is disabled and can only put 20 hours down she can also
claim tax credits which would double her wage if it was permanent but they
wouldn't pay her if under 16 hours a week.

 

[Robbie]

Daughter has cerebral palsy (mild)
she has past her child care course at college job centre sent her to a
interview for bank staff, what if she took the job and only got the odd days
work how does she go on about money for the days she doesn't work?job centre
told her because she is disabled and can only put 20 hours down she can also
claim tax credits which would double her wage if it was permanent but they
wouldn't pay her if under 16 hours a week.

It has to be for at least 16 hours for her to get tax credits on the
grounds that she has a disability which puts her at a disadvantage.

I was going to find a link to the tax credits website that explains this
further but it's been revamped and all the relevant information has been
removed - the advice for everything now is to phone the tax credits
hotline on 0845 300 3900. That's pretty useless advice, as it takes an
age to get through.

http://taxcredits.direct.gov.uk/faq_working.html#six

if she works below 16 hours then she can't claim tax credits.

 

[mart2306]

It has to be for at least 16 hours for her to get tax credits on the
grounds that she has a disability which puts her at a disadvantage.

I was going to find a link to the tax credits website that explains this
further but it's been revamped and all the relevant information has been
removed - the advice for everything now is to phone the tax credits
hotline on 0845 300 3900. That's pretty useless advice, as it takes an
age to get through.

http://taxcredits.direct.gov.uk/faq_working.html#six

if she works below 16 hours then she can't claim tax credits.

Tax credits for disabled, if seen as disabled by the tax office (which
have certain criteria), is worth quite a bit more than non-disabled.
The 16 hours is both an average and a total. ie if 2 jobs, total
hours.

Presumably if working for a bank she should have contracted hours as a
minimum, unless she spends time off sick.
Though if working for a bank on an 'as needed' basis through an
agency, might not be worth keeping the job.

Martin <><

 

[bealoid]

[snip]

I was going to find a link to the tax credits website that explains
this further but it's been revamped and all the relevant information
has been removed - the advice for everything now is to phone the tax
credits hotline on 0845 300 3900. That's pretty useless advice, as it
takes an age to get through.

I know a few people who cannot / will not use telephones. The increased
reliance on telephones for all benefits is already causing them some
trouble. Luckily the local job centres seem understanding.

It's a shame there's no easy email address. Lots of my questions don't
need an immediate (sometimes incorrect) answer, but would be fine with a
correct answer a day or so later.

 

[Cuddly]

Tax credits for disabled, if seen as disabled by the tax office (which
have certain criteria), is worth quite a bit more than non-disabled.
The 16 hours is both an average and a total. ie if 2 jobs, total
hours.

Presumably if working for a bank she should have contracted hours as a
minimum, unless she spends time off sick.
Though if working for a bank on an 'as needed' basis through an
agency, might not be worth keeping the job.

Martin <><

Bank staff are part time cover staff ie: for sickness and holidays so there
are no fixed hours
So she won't get tax credits and i am guessing jsa will stop if she takes
the job?
will she then have to wait to make a new claim?

 

[Robbie]

Bank staff are part time cover staff ie: for sickness and holidays so there
are no fixed hours
So she won't get tax credits and i am guessing jsa will stop if she takes
the job?
will she then have to wait to make a new claim?

It depends if she's on JSA - but there will be a wait (if she's on JSA)
for possibly 4 weeks although that depends on the average hours she works.

 

[mart2306]

Bank staff are part time cover staff ie: for sickness and holidays so there
are no fixed hours
So she won't get tax credits and i am guessing jsa will stop if she takes
the job?
will she then have to wait to make a new claim?- Hide quoted text -

- Show quoted text -

Ah, staff on a bank list rather than staff working in a bank.
Sorry, wasn't clear to me from the posting.

Tax credits are still payable even for those covering for others. Just
much greater chance of changes in hours and income.
And still need to meet other requirements for claiming.
Depending on what it is, some staff can do 60+ hours a week at times.

Martin <><

 

[mart2306]

Sorry my fault
so if tax credits vary from week to week do you know if she would still get
any the days she didn't work?

Yes, can do. So long as meeting the minimum requirements.
ie works 2 days that week and does 16 hours, would still meet
requirements.
The difficulty comes if no work that week - whether they will average
hours. And tax credits can be higher than benefit levels.

Martin <><

 

[Cuddly]

Ah, staff on a bank list rather than staff working in a bank.
Sorry, wasn't clear to me from the posting.

Tax credits are still payable even for those covering for others. Just
much greater chance of changes in hours and income.
And still need to meet other requirements for claiming.
Depending on what it is, some staff can do 60+ hours a week at times.

Martin <><

Sorry my fault
so if tax credits vary from week to week do you know if she would still get
any the days she didn't work?

 

[Cuddly]

Yes, can do. So long as meeting the minimum requirements.
ie works 2 days that week and does 16 hours, would still meet
requirements.
The difficulty comes if no work that week - whether they will average
hours. And tax credits can be higher than benefit levels.

Martin <><

Okay cheers Martin that would be no good for her as there can be weeks
without work would job seekers still be payable i wonder?