We have our application in to EOUST and expect to be approved in Region\n2 as a Credit Counselor (not later than 270 days).\n\nCheck out our Means Test\n\n[URL]http://www.bcande.com/servlet/Means22[/URL]\n\nALL filers must complete parts I, II, III, and VII of the B22 form and\nMUST submit a B22A form for Chapter 7 or a B22C Form for Chapter 13. In\nother words, the means test is required for EVERYONE even if you are\nunder the median. If you are over the median you must complete the\nWHOLE test and file Chapter 13.\n\nOur program takes your input and automatically generates a B22A for\nprinting. There is no charge to use our test. Once we are approved as a\nCredit Counselor there will be a charge only in our region, and the\ncharge for the briefing and the test will be approved by the UST in\ncompliance with a "reasonable fee".\n\nThere will be MANY revisions of this program over the next couple of\nweeks.\n\nOnce our test is completely finished it will be in FULL compliance with\nthe official form B22. If you are an attorney outside of our region who\nis using this form it is up to you to be in compliance with the\nACCURACY of the debtor's income.\n\nIn our region we will verify the ACCURACY of the info or the debtor\nwill not receive a certificate of completion.\n\nThe UST is requiring that an adequate briefing be 90 minutes. Many of\nthe quickie "internet only" programs may be unacceptable. Our\napplication carefully details a VERY COMPLETE and ADEQUATE briefing.\n\nIt will be interesting to see how Credit Counselors will handle the\nvolume outside their regions. The reason I am saying this is that the\nUST made it VERY clear that they will judge the various programs for\ntheir effectiveness and therefore, the "internet only quickie version"\ndone directly from the Attorney's office may not fly as being adequate\nor effective. The debtors might be required to talk to the counselors\nby phone or to attend classes. ie: the UST wants a personal touch.