Bankruptcy Credit Counseling and Means test

Discussion in 'Bankruptcy' started by Rick, Sep 15, 2005.

  1. Rick

    Rick Guest

    We have our application in to EOUST and expect to be approved in Region
    2 as a Credit Counselor (not later than 270 days).

    Check out our Means Test

    http://www.bcande.com/servlet/Means22

    ALL filers must complete parts I, II, III, and VII of the B22 form and
    MUST submit a B22A form for Chapter 7 or a B22C Form for Chapter 13. In
    other words, the means test is required for EVERYONE even if you are
    under the median. If you are over the median you must complete the
    WHOLE test and file Chapter 13.

    Our program takes your input and automatically generates a B22A for
    printing. There is no charge to use our test. Once we are approved as a
    Credit Counselor there will be a charge only in our region, and the
    charge for the briefing and the test will be approved by the UST in
    compliance with a "reasonable fee".

    There will be MANY revisions of this program over the next couple of
    weeks.

    Once our test is completely finished it will be in FULL compliance with
    the official form B22. If you are an attorney outside of our region who
    is using this form it is up to you to be in compliance with the
    ACCURACY of the debtor's income.

    In our region we will verify the ACCURACY of the info or the debtor
    will not receive a certificate of completion.

    The UST is requiring that an adequate briefing be 90 minutes. Many of
    the quickie "internet only" programs may be unacceptable. Our
    application carefully details a VERY COMPLETE and ADEQUATE briefing.

    It will be interesting to see how Credit Counselors will handle the
    volume outside their regions. The reason I am saying this is that the
    UST made it VERY clear that they will judge the various programs for
    their effectiveness and therefore, the "internet only quickie version"
    done directly from the Attorney's office may not fly as being adequate
    or effective. The debtors might be required to talk to the counselors
    by phone or to attend classes. ie: the UST wants a personal touch.
     
    Rick, Sep 15, 2005
    #1
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  2. On 15 Sep 2005 05:28:29 -0700, Rick <> wrote:
    : We have our application in to EOUST and expect to be approved in Region
    : 2 as a Credit Counselor (not later than 270 days).

    Congratulations!
    :
    : http://www.bcande.com/servlet/Means22


    Error: 500
    Location: /servlet/Means2a
    Internal Servlet Error:

    :(

    Curious what level of service if any you will be offering for the
    mandatory pre-discharge education? Have you developed pricing for
    either or both the prefiling counseling and discharge stuff yet?
     
    Howard Goldstein, Sep 18, 2005
    #2
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  3. Rick

    Rick Guest

    Howard,

    I remember you from a few months ago, How are things in FLA ?

    Anyway, I fixed the errors. I am hoping you will go back on and try
    again

    Rick
     
    Rick, Sep 18, 2005
    #3
  4. Rick

    Rick Guest

    To answer your other questions,

    At present we have only applied for the pre BK credit counseling.

    The means test will be free, except in Connecticut. Our fees range
    anywhere from $50 to $200 (private session) for pre BK

    We will not be in any other regions other than CT for the time being.
    Others may still use our means test but their lawyers must certify the
    accuracy of the info.

    You should check out our sample plan and B22A form now that the program
    is working ok.

    Rick
     
    Rick, Sep 18, 2005
    #4
  5. On 18 Sep 2005 15:57:01 -0700, Rick <> wrote:
    : The means test will be free, except in Connecticut. Our fees range
    : anywhere from $50 to $200 (private session) for pre BK

    Sorry I didn't have your contact info, I ran into a guy with a cross
    state practice last weekend, half in Weschester co. and the other half
    in CT (somewhere in SW CT I assume) and would have passed it along.

    : We will not be in any other regions other than CT for the time being.
    : Others may still use our means test but their lawyers must certify the
    : accuracy of the info.
    :
    : You should check out our sample plan and B22A form now that the program
    : is working ok.

    Willdo, but it'll be later during the period I've carved out the first
    ~2 weeks of Oct to close my doors and gear up for BARF. I was curious
    about fees (of course....I don't get a lot of rich people walking in
    the door) and also the post-filing/pre-discharge education due to
    murmering about a potentially ugly thing that'll happen to ch 7
    debtors who fail to get their diplomas in time.

    Speaking of fees, has your AUST told you yet how s/he anticipates
    applying the "provide services without regard to ability to pay" code
    bits in your region?
     
    Howard Goldstein, Sep 19, 2005
    #5
  6. Rick

    Rick Guest

    We will provide services to those without regard of ability to pay.
    This is a strict requirement. We are only talking about disabled,
    elderly or unemployed persons here, not just people who say they can
    not pay.


    www.bcande.com/bankruptcy.html
     
    Rick, Sep 20, 2005
    #6
  7. Rick

    Rick Guest

    What does BARF stand for anyway?

    other than the obvious feeling we all will get after Oct 17



    hey, wanna know what EOUST really stands for?

    see below















    Every One of US Slamming Them
     
    Rick, Sep 20, 2005
    #7
  8. Rick

    cccfree

    Joined:
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    it's Executive Office for U.S. Trustees though really?
     
    cccfree, Mar 4, 2011
    #8
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