Bankruptcy Credit Counseling and Means test

We have our application in to EOUST and expect to be approved in Region
2 as a Credit Counselor (not later than 270 days).

Check out our Means Test

http://www.bcande.com/servlet/Means22

ALL filers must complete parts I, II, III, and VII of the B22 form and
MUST submit a B22A form for Chapter 7 or a B22C Form for Chapter 13. In
other words, the means test is required for EVERYONE even if you are
under the median. If you are over the median you must complete the
WHOLE test and file Chapter 13.

Our program takes your input and automatically generates a B22A for
printing. There is no charge to use our test. Once we are approved as a
Credit Counselor there will be a charge only in our region, and the
charge for the briefing and the test will be approved by the UST in
compliance with a "reasonable fee".

There will be MANY revisions of this program over the next couple of
weeks.

Once our test is completely finished it will be in FULL compliance with
the official form B22. If you are an attorney outside of our region who
is using this form it is up to you to be in compliance with the
ACCURACY of the debtor's income.

In our region we will verify the ACCURACY of the info or the debtor
will not receive a certificate of completion.

The UST is requiring that an adequate briefing be 90 minutes. Many of
the quickie "internet only" programs may be unacceptable. Our
application carefully details a VERY COMPLETE and ADEQUATE briefing.

It will be interesting to see how Credit Counselors will handle the
volume outside their regions. The reason I am saying this is that the
UST made it VERY clear that they will judge the various programs for
their effectiveness and therefore, the "internet only quickie version"
done directly from the Attorney's office may not fly as being adequate
or effective. The debtors might be required to talk to the counselors
by phone or to attend classes. ie: the UST wants a personal touch.

 

: We have our application in to EOUST and expect to be approved in Region
: 2 as a Credit Counselor (not later than 270 days).

Congratulations!
:
: http://www.bcande.com/servlet/Means22


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Location: /servlet/Means2a
Internal Servlet Error:



Curious what level of service if any you will be offering for the
mandatory pre-discharge education? Have you developed pricing for
either or both the prefiling counseling and discharge stuff yet?

 

Howard,

I remember you from a few months ago, How are things in FLA ?

Anyway, I fixed the errors. I am hoping you will go back on and try
again

Rick

 

To answer your other questions,

At present we have only applied for the pre BK credit counseling.

The means test will be free, except in Connecticut. Our fees range
anywhere from $50 to $200 (private session) for pre BK

We will not be in any other regions other than CT for the time being.
Others may still use our means test but their lawyers must certify the
accuracy of the info.

You should check out our sample plan and B22A form now that the program
is working ok.

Rick

 

: The means test will be free, except in Connecticut. Our fees range
: anywhere from $50 to $200 (private session) for pre BK

Sorry I didn't have your contact info, I ran into a guy with a cross
state practice last weekend, half in Weschester co. and the other half
in CT (somewhere in SW CT I assume) and would have passed it along.

: We will not be in any other regions other than CT for the time being.
: Others may still use our means test but their lawyers must certify the
: accuracy of the info.
:
: You should check out our sample plan and B22A form now that the program
: is working ok.

Willdo, but it'll be later during the period I've carved out the first
~2 weeks of Oct to close my doors and gear up for BARF. I was curious
about fees (of course....I don't get a lot of rich people walking in
the door) and also the post-filing/pre-discharge education due to
murmering about a potentially ugly thing that'll happen to ch 7
debtors who fail to get their diplomas in time.

Speaking of fees, has your AUST told you yet how s/he anticipates
applying the "provide services without regard to ability to pay" code
bits in your region?

 

We will provide services to those without regard of ability to pay.
This is a strict requirement. We are only talking about disabled,
elderly or unemployed persons here, not just people who say they can
not pay.


www.bcande.com/bankruptcy.html

 

What does BARF stand for anyway?

other than the obvious feeling we all will get after Oct 17



hey, wanna know what EOUST really stands for?

see below















Every One of US Slamming Them

 

it's Executive Office for U.S. Trustees though really?