Can you explain payroll vs budget?

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Hello,

reading *this article on the web I came across the following paragraph, which I do not understand.

if you can budget your incoming freelance money, you don’t have to pay yourself a traditional salary. Removing the overhead associated with payroll means more of the budget stays in your pocket

Could you be so nice and explain this to a non-accountant?

Thanks in advance!

* the location of the article is: 24ways.org/2008/recession-tips-for-web-designers
 

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