Ch 13 conversion to CH 7 & Arizona


S

SleepGirl

Hello all...

Wondering if I can get some assistance from the lawyers out there?

I'm in a chapter 13 bankruptcy currently, and I filed due to identitfy
theft. I was not able to rid myself and my credit report of some of the
credit cards, since my signature was too identical to the theif's. I was
told when I filed, I had the option of coverting to a chapter 7, but
insisted I pay my own debts. I inquired about this, and was told that I
would owe on my vehicle if I converted to a chapter 7. The vehicle in
question was included in the chapter 13 filing. At the time of filing, I
owed a few months to the creditor.

I'm wondering, if possible... what are my options with conversion. My
lawyer has seemingly gone out of business and I was referred to another
attorney. He does not return repeated voicemails left for him.

Any help is appreciated.

Thanks,

Vivyca
 
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B

Brett Weiss

You have the right to convert your case to a Chapter 7 at any time. There is
a small conversion fee. If your car isn't current at that time, the lender
can file a Motion to Lift Stay and repossess it, or wait until your
discharge and repossess it at that time.

If you need a new bankruptcy attorney, I recommend checking the referral
service at the National Association of Consumer Bankruptcy Attorneys at
www.nacba.org.

--
Brett Weiss
(e-mail address removed)
www.brettweiss.com/bankruptcy

Maryland, DC and Federal bars
Member, National Association of Consumer Bankruptcy Attorneys

--> Read our Bankruptcy FAQ at www.brettweiss.com/bankruptcy/FAQ/br_faq.htm

Justice consists not in being neutral between right and wrong, but in
finding out the right and upholding it, wherever found, against the
wrong. —Theodore Roosevelt

Required disclosure and notice: We are a federally-designated debt relief
agent, proudly helping people file for relief under the Bankruptcy Code
since 1983. Pursuant to 11 USC §§ 342 and 527, we are required to provide
certain notices, which may be found at www.brettweiss.com/faq/br_faq.htm.

*****************************************************************
The Small Print: This response is for discussion purposes only.
It isn't meant to be legal advice and you shouldn't treat it as
such. If you want legal advice, speak with a local lawyer
familiar with your state's laws who can review *all* of the
facts and the law applicable to your situation.
*****************************************************************
 

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