Credit Rating Query

[Joe Bloggs]

I have what I reckon a vg credit rating and have never had any adverse
credit whatsoever. Recently I moved home with a new mortgage from the
Nationwide.

I decided to be a rate tart with my cc and applied to Virgin, they declined
me. Could this be something as simple as not being on the Electoral Roll at
my new address as I can't think of any other explanation.

Cheers

 

[Eric Jones]

I have what I reckon a vg credit rating and have never had any adverse
credit whatsoever. Recently I moved home with a new mortgage from the
Nationwide.

I decided to be a rate tart with my cc and applied to Virgin, they
declined me. Could this be something as simple as not being on the
Electoral Roll at my new address as I can't think of any other
explanation.

Cheers Do you have any other cards from MBNA ? Virgin cards are issued by
them. They will not allow you to have another MBNA card.(eg Alliance and
Leicester etc)

Electoral roll - If you have lived at an address for less than 3 years they
normally ask for your previous address and can check electoral roll from
that.
Eric