exemptions after dismissal?



Just in general, what happens if you file for bankruptcy but it is
dismissed? Are you back to square one with the creditors? Do you still have
the state exemptions to protect some non-mortgaged property from a
judgement lien, or did you lose the exemptions by the failed attempt?




Brett Weiss

It depends on why the case was dismissed. If you request the dismissal, then
you're back to square one with the creditors, and can refile for bankruptcy
as soon as the court lets you (either immediately or in 180 days).


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The Small Print: This response is for discussion purposes only. It isn't
meant to be legal advice and you shouldn't treat it as such. If you want
legal advice, speak with a local lawyer familiar with your state's laws who
can review *all* of the facts and the law applicable to your situation.

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