I retired 3 years ago at age 60. I collect a pension from my Union. I've been paying $1400 per month for my families health insurance. This is deducted right from my pension check each month along with federal taxes. At the end of the year all my pension benefit is taxed and reported (not excluding my health costs). Can I deduct my costs for health insurance from my taxes? If so, how do I deduct the two prior years of payments.