I can't find where my 401K is.

Discussion in 'Financial Planning' started by christofori, Feb 17, 2005.

  1. christofori

    christofori Guest

    This is from my old, old, and old company I used to work in 7 years
    ago.

    I had a 401K back then.
    Somehow I was so lazy to take care of it.

    After 7 years passed, I tried to recover or collect my 401K from old
    employer.

    However the company has been bought out several times, the company no
    longer exists.

    In this case, where can I locate my 401K?

    Unfortunately I don't have any information available about my old 401K.

    Is there anyway to find out by my social security number or anything
    else?


    (yeah... I know I have been pretty stupid... --;)
     
    christofori, Feb 17, 2005
    #1
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  2. In article <>,
    "christofori" <> wrote:

    > I had a 401K back then.
    > After 7 years passed, I tried to recover or collect my 401K from old
    > employer.
    > Unfortunately I don't have any information available about my old 401K.


    Do you have an old statement? If not, then you are pretty
    well out of luck. Perhaps you can look up an old co-worker
    or someone in the HR group that worked at the old company.
    You need to get the name of the company that held the 401K.
    How about old phone bills? Do you have your old tax returns?
    Maybe you have some clues on your old W-2's. If not, then
    you just learned an expensive lesson about what happens when
    you don't keep track of things like this.

    -john-

    --
    ======================================================================
    John A. Weeks III 952-432-2708
    Newave Communications http://www.johnweeks.com
    ======================================================================
     
    John A. Weeks III, Feb 17, 2005
    #2
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  3. christofori

    John Cowart Guest

    christofori wrote:
    > Unfortunately I don't have any information available about my old 401K.


    Can you locate or recall the names of any of your former coworkers at
    the old company? One of them might have some more information, such as
    the name of the 401K custodian company.

    John Cowart
     
    John Cowart, Feb 17, 2005
    #3
  4. christofori

    BMS Guest

    Do you have any old statements?


    "christofori" <> wrote in message
    news:...
    > This is from my old, old, and old company I used to work in 7 years
    > ago.
    >
    > I had a 401K back then.
    > Somehow I was so lazy to take care of it.
    >
    > After 7 years passed, I tried to recover or collect my 401K from old
    > employer.
    >
    > However the company has been bought out several times, the company no
    > longer exists.
    >
    > In this case, where can I locate my 401K?
    >
    > Unfortunately I don't have any information available about my old 401K.
    >
    > Is there anyway to find out by my social security number or anything
    > else?
    >
    >
    > (yeah... I know I have been pretty stupid... --;)
    >
     
    BMS, Feb 17, 2005
    #4
  5. christofori

    Tad Borek Guest

    christofori wrote:
    > This is from my old, old, and old company I used to work in 7 years
    > ago.
    >
    > I had a 401K back then.
    > Somehow I was so lazy to take care of it.
    >
    > After 7 years passed, I tried to recover or collect my 401K from old
    > employer.
    >
    > However the company has been bought out several times, the company no
    > longer exists.
    >
    > In this case, where can I locate my 401K?
    >
    > Unfortunately I don't have any information available about my old 401K



    Well heck 7 years isn't all that long ago...and I'd be surprised if any
    company truly walked away w/your 401k so it's out there somewhere. Some
    ideas:
    * I don't think it would turn up here but try your state's unclaimed
    property department. http://www.naupa.org/ Do NOT let anyone charge you
    to search for unclaimed property, it's free.

    * you have a lead already in the "bought out several times" - when a
    company is bought out it still exists, it just is absorbed into the new
    one - what was the last purchase?

    * if you don't know, call the state where the company was based, or look
    on the web site if you have that, and trace the company's history. Where
    to look depends on the state but a good start would be the Secretary of
    State's office if there is one you can reach. Just keep calling until
    you find the gov't agency that handles corporate filings. When companies
    are bought out of existence, go bankrupt, whatever, there's a filing
    that can be traced that tells you what happened.

    * enormous long shot: visit ww.aboutmyletter.com and call that company.
    They track down "lost" pension account holders for some companies and
    who knows maybe yours is one of them

    * do you really have not a single statement from your old 401k? Whatever
    company actually ran your plan would know what happened to it. See,
    here's another reason NEVER to sign up for "e-statements" (not that that
    was what happened but imagine how many people are going to be in this
    predicament when they don't get any paper statements).

    -Tad
     
    Tad Borek, Feb 17, 2005
    #5
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