Subject: Re: I decided to stay with M2004
From: "Frank" (e-mail address removed)
Date: 12/17/2004 3:15 PM Eastern Standard Time
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Steve,
Are you currently using M2005, and if so, can you tell me why you upgraded?
I've read many problems here on M2005 and also loss of some features in
previous versions.
Thanks
Frank
Frank,
Yes, I'm currently on Money 2005 Deluxe. I have updated each year
since I started in 1995. I didn't jump right in when the product came out as I
was following this newsgroup as I always do. I have lots of respect for Dick
Watson and he was saying it wasn't worth upgrading. Since I do manual entry for
all my bank and credit card entries I decided to try it after about 3 weeks
after it hit the stores. I WAS prepared to go back to my Money 2004 Deluxe if I
ran into problems, but I did not. Sure, the new groceries and dining out
categories instead of sub categories under Food bothered me. Also, the floppy
backup issue bothered me. But I worked thru them. I got a flash drive to
replace my floppy for external backup. Lots faster and much more capacity. I'm
living with NOT changing the grocery and dining out categories back for now.
I'll see how Money 2006 handles them. I believe that if I relied on uploads and
downloads or syching for two or more computers I would NOT have upgraded based
on what I've read. At this point the only significant change, and it really is
a positive for me, is that I can check my investments at anytime during the day
and see the update. Same for net worth, etc. In Money 2004 I would download the
stock data every Friday night knowing the during the week numbers were slightly
off. I DO have cable DSL so I have speed and again, SO FAR, after a couple of
months, I'm happy with the product. I understand that cash flow reporting was
dropped from Money 2005 standard. Since I have always used Money deluxe that
was not an issue for me. Cash flow, Lifetime planner, investments, budget to
some extent where usable, even tax planning are all useful features for me. I
account for ALL my money every month so I have some great history to work with.
Hope this helps. Steve