Intuit ID still required (RANT: But why?)


S

Stuart Barkley

Is the online quicken.com account still necessary to use newer
versions of Quicken? Did anyone ever figure out what that was being
used for? I don't think that Intuit needs that information and I
don't want them to try to use that to leverage me into using their
online service. (call me paranoid if you want).
Intuit.com answers my own question but generates more:

http://quicken.intuit.com/support/help/downloading--installing--upgrading-and-converting/what-is-the-intuit-id-/GEN85862.html

Am I required to setup an Intuit ID?

Quicken 2015 and newer require the use of Intuit ID. If you do not
already have an Intuit ID, created when you purchased any Intuit
product directly from our websites or when using other
Intuit-provided services, then you will be required to create one.

They also attempt to explain why the think you want an Intuit ID.
Most of which I don't really get:

The Intuit ID is a universal access ID for Quicken online services
and product registration. You can choose to use this same Intuit
ID with other Intuit products, such as TurboTax and QuickBooks,
reducing the number of passwords you need to manage. With an
Intuit ID in Quicken, you can choose to

- Download transactions from your bank into Quicken

This is traditional Quicken using an account with my bank.

- Use Quicken on your phone or tablet

Nope. I don't want web/cloud/mint based quicken.

- Snap and store receipts on your phone and sync to Quicken
desktop

Nope. I still don't want web/cloud/mint based quicken.

- Pay your bills online direct from Quicken*

This is traditional Quicken using an account with my bank.

- Receive email and text alerts

Nope. I don't want any more email alerts or text from
web/cloud/mint based Quicken.

- Get notified in product when a free update is available

Traditional Quicken does this okay (but slightly annoyingly).
No account is necessary.

- Use Quicken on your phone or tablet

Same response to same "feature". Not wanted at all.

- Receive email and text alerts

Same response to same "feature". Not wanted at all.

- Access Quicken Support & Quicken Community

Might be useful, but why tie it to anything to do with my
banking information?

*Available through the Quicken Bill Pay service or if your bank
uses Direct Connect and supports bill pay.

Intuit does NOT explain if this Intuit ID is associated with your
banking information (I have not read the current privacy policy). In
the past, my relationship with Intuit has been mostly anonymous by
using the registration bypass function. I do know that there is some
interchange of information with Quicken servers and previously I have
assumed this was properly managed. I was never really that
comfortable with the web connect which sends my passwords through
Intuits servers, again I have assumed some trust.

I believe that Intuit wants you to have an Intuit ID for a couple
reasons of their own:

- Marketing: You probably need to give them an email address.

- Move to cloud: See notes above: Intuit is attempting to move Quicken
into the "Cloud" whether you want it or not.

- Everybody else does it.

- The Intuit ID (and my previously noted paranoia) starts to make me
believe that the data mining folks are starting to drive Intuits
business model.

Stuart Barkley
 
D

danbrown

Intuit.com answers my own question but generates more:



http://quicken.intuit.com/support/help/downloading--installing--upgrading-and-converting/what-is-the-intuit-id-/GEN85862.html



Am I required to setup an Intuit ID?



Quicken 2015 and newer require the use of Intuit ID. If you do not

already have an Intuit ID, created when you purchased any Intuit

product directly from our websites or when using other

Intuit-provided services, then you will be required to create one.



They also attempt to explain why the think you want an Intuit ID.

Most of which I don't really get:



The Intuit ID is a universal access ID for Quicken online services

and product registration. You can choose to use this same Intuit

ID with other Intuit products, such as TurboTax and QuickBooks,

reducing the number of passwords you need to manage. With an

Intuit ID in Quicken, you can choose to



- Download transactions from your bank into Quicken



This is traditional Quicken using an account with my bank.



- Use Quicken on your phone or tablet



Nope. I don't want web/cloud/mint based quicken.



- Snap and store receipts on your phone and sync to Quicken

desktop



Nope. I still don't want web/cloud/mint based quicken.



- Pay your bills online direct from Quicken*



This is traditional Quicken using an account with my bank.



- Receive email and text alerts



Nope. I don't want any more email alerts or text from

web/cloud/mint based Quicken.



- Get notified in product when a free update is available



Traditional Quicken does this okay (but slightly annoyingly).

No account is necessary.



- Use Quicken on your phone or tablet



Same response to same "feature". Not wanted at all.



- Receive email and text alerts



Same response to same "feature". Not wanted at all.



- Access Quicken Support & Quicken Community



Might be useful, but why tie it to anything to do with my

banking information?



*Available through the Quicken Bill Pay service or if your bank

uses Direct Connect and supports bill pay.



Intuit does NOT explain if this Intuit ID is associated with your

banking information (I have not read the current privacy policy). In

the past, my relationship with Intuit has been mostly anonymous by

using the registration bypass function. I do know that there is some

interchange of information with Quicken servers and previously I have

assumed this was properly managed. I was never really that

comfortable with the web connect which sends my passwords through

Intuits servers, again I have assumed some trust.



I believe that Intuit wants you to have an Intuit ID for a couple

reasons of their own:



- Marketing: You probably need to give them an email address.



- Move to cloud: See notes above: Intuit is attempting to move Quicken

into the "Cloud" whether you want it or not.



- Everybody else does it.



- The Intuit ID (and my previously noted paranoia) starts to make me

believe that the data mining folks are starting to drive Intuits

business model.



Stuart Barkley

--

I've never been lost; I was once bewildered for three days, but never lost!

-- Daniel Boone
WHY is, basically, irrelevant. It's because Intuit instituted that requirement and you have 2 choices: Create the Intuit ID, or don't use Q2014 or later.

It's really fairly simple.
 
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J

John Carter

WHY is, basically, irrelevant. It's because Intuit instituted
that requirement and you have 2 choices: Create the Intuit ID, or
don't use Q2014 or later.

It's really fairly simple.

I for one would like to know what they are going to do with this ID.
My Quicken needs are similar to the OP - no fancy jim cracks, bells
and whistles, but an application that resides on my own self-
controlled computer, using my dta on that computer and with very
straight forward access to my banking/broker institutions.

The only reasons cited by Intuit as a need for this ID just don't
add up for me.

I see this trend in many apps I use on my smart phone - I find an
app that does exactly what I want, no more, no less and then someone
in their organization decides that they need to put some feature
into the app. In most cases I have observed, these features, while
related somewht, don't add to the original app, thay just seem to
make an attempt to draw users from other apps to theirs.

John Carter
 
S

Stuart Barkley

Following up on my own post once again (very bad form). And top
posting also (to tell you that there is new content below). Please
trim irrelevant sections when replying.

Intuit.com answers my own question but generates more:

http://quicken.intuit.com/support/help/downloading--installing--upgrading-and-converting/what-is-the-intuit-id-/GEN85862.html

Am I required to setup an Intuit ID?

Quicken 2015 and newer require the use of Intuit ID. If you do
not already have an Intuit ID, created when you purchased any
Intuit product directly from our websites or when using other
Intuit-provided services, then you will be required to create
one.
I think I need to explain my objections to this Intuit ID more clearly
so that other people can make their own determinations as to if it is
meaningful to them.

These are all self centered thoughts. Intuit needs to convince ME
that I need to do create this new account.

- I do not want another long term Online ID that I need track and
properly secure. This initially is my biggest issues.

With that comes lots of sub issues to determine what security I will
apply to the account:

- I need to understand the purpose of the account and the Intuit
FAQ entry does not provide useful information.
- Am I creating an account with any access to any of my private
information (including banking information)?
- Am I going to create a throwaway account to use one time and
forget? - Am I going to create a throwaway account that I will
bury a password somewhere and forget about? And if/when
necessary, I'll just create another throwaway account?
- Am I creating an account that is going to have its own social life
outside of my financial realm (Community Support, etc)? I would
really rather use a separate throwaway account for that anyway.

- The Intuit ID exists in part outside of its association with Quicken
(it can line to TurboTax, the Community Support Pages and who knows
what else). It is this which is of as much concern and the
undocumented relationship between these external components and
Quicken. What will Intuit link the Intuit ID to in the future and
will I want it or not?

- I created a throwaway Intuit ID yesterday (which is supposedly a
single account for all of Intuit) so I could add comments on the
Quicken Forums. It turns out that even this Intuit ID is not enough
to be able to post of their OTHER support web site:
<https://getsatisfaction.com/quicken>. I had to create another
throwaway account to be able to interact there.

- I don't see where I manage the Intuit ID account (which currently
only exists outside of Quicken). For example: I seem to recall
setting up a security question. I probably stuck a generic answer
there that I might want to fix later.

- I don't see how I eventually delete the Intuit ID account when I'm
done using it or Quicken.

- There is a pretty horrible recovery process if you lose access to
your email address:

http://quicken.intuit.com/support/help/downloading-accounts-and-transactions-from-your-bank/e-mail-change-request-submission/GEN85898.html

This asks for too much information if the account is unimportant and
nowhere near enough information if the account is important to your
Quicken data.

As someone else noted: I will either need to accept or reject this
change. I have already bought Q2015 but not yet installed it.
Intuit has me locked in as a captive customer. I don't like the
documentation and uncertainty of this new unnecessary to me change.
I hope this can spur the market towards some degree of competition
against quicken in the user locally hosted (non-cloud) personal
financial management software space (but doubt it)

Note: I do understand that some of my information passes through
Intuit Internet based servers for Express Web Connect but that
information should be short lived and carefully handled by the banking
experts with proper PCI overview. None of my Direct Connect
information should touch any Intuit infrastructure at all. The copy
of Quicken on my system does get updates to the general Banking
Institution information from Intuit in support of Direct Connect. I
also assume Intuit makes money consulting and licensing IP to the
Banking Industry for implementing Direct Connect at various Banks..

Further note: Additional recent reading indicates that Express Web
Connect may actually store your password on Intuit servers for an
extended period of time and that those Intuit servers may make
requests at other times than when the user initiates the download.
Does anyone have pointer to authoritative documentation of this fact?
I find this especially troublesome and would expect that my financial
institutions would block traffic from any such known sources. I will
need to review my 3 credit cards which currently only support Express
Web Connect to see if I really need those cards.

Stuart Barkley
 
J

John Pollard

"John Carter" wrote
The only reasons cited by Intuit as a need for this ID just don't add up for
me
-------------------------------------------------

It is your choice: if you don't like the Intuit ID, you are welcome not to
use it ... therefore to refrain from downloading to Quicken.

All Quicken basic functions - the primary reason for the existence of the
application - will continue to function as they always have.
 
D

danbrown

"John Carter" wrote

The only reasons cited by Intuit as a need for this ID just don't add up for

me

-------------------------------------------------



It is your choice: if you don't like the Intuit ID, you are welcome not to

use it ... therefore to refrain from downloading to Quicken.



All Quicken basic functions - the primary reason for the existence of the

application - will continue to function as they always have.
BTW, that "not downloading to Quicken" INCLUDES release updates ... i.e., Bug Fixes

But, Intuit doesn't need to convince you of anything. The situation is, quite simply and irrefutably, TAKE IT OR LEAVE IT.
 
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P

Pdog

Following up on my own post once again (very bad form). And top
posting also (to tell you that there is new content below). Please
trim irrelevant sections when replying.



I think I need to explain my objections to this Intuit ID more clearly
so that other people can make their own determinations as to if it is
meaningful to them.

These are all self centered thoughts. Intuit needs to convince ME
that I need to do create this new account.

- I do not want another long term Online ID that I need track and
properly secure. This initially is my biggest issues.

With that comes lots of sub issues to determine what security I will
apply to the account:

- I need to understand the purpose of the account and the Intuit
FAQ entry does not provide useful information.
- Am I creating an account with any access to any of my private
information (including banking information)?
- Am I going to create a throwaway account to use one time and
forget? - Am I going to create a throwaway account that I will
bury a password somewhere and forget about? And if/when
necessary, I'll just create another throwaway account?
- Am I creating an account that is going to have its own social life
outside of my financial realm (Community Support, etc)? I would
really rather use a separate throwaway account for that anyway.

- The Intuit ID exists in part outside of its association with Quicken
(it can line to TurboTax, the Community Support Pages and who knows
what else). It is this which is of as much concern and the
undocumented relationship between these external components and
Quicken. What will Intuit link the Intuit ID to in the future and
will I want it or not?

- I created a throwaway Intuit ID yesterday (which is supposedly a
single account for all of Intuit) so I could add comments on the
Quicken Forums. It turns out that even this Intuit ID is not enough
to be able to post of their OTHER support web site:
<https://getsatisfaction.com/quicken>. I had to create another
throwaway account to be able to interact there.

- I don't see where I manage the Intuit ID account (which currently
only exists outside of Quicken). For example: I seem to recall
setting up a security question. I probably stuck a generic answer
there that I might want to fix later.

- I don't see how I eventually delete the Intuit ID account when I'm
done using it or Quicken.

- There is a pretty horrible recovery process if you lose access to
your email address:

http://quicken.intuit.com/support/help/downloading-accounts-and-transactions-from-your-bank/e-mail-change-request-submission/GEN85898.html

This asks for too much information if the account is unimportant and
nowhere near enough information if the account is important to your
Quicken data.

As someone else noted: I will either need to accept or reject this
change. I have already bought Q2015 but not yet installed it.
Intuit has me locked in as a captive customer. I don't like the
documentation and uncertainty of this new unnecessary to me change.
I hope this can spur the market towards some degree of competition
against quicken in the user locally hosted (non-cloud) personal
financial management software space (but doubt it)

Note: I do understand that some of my information passes through
Intuit Internet based servers for Express Web Connect but that
information should be short lived and carefully handled by the banking
experts with proper PCI overview. None of my Direct Connect
information should touch any Intuit infrastructure at all. The copy
of Quicken on my system does get updates to the general Banking
Institution information from Intuit in support of Direct Connect. I
also assume Intuit makes money consulting and licensing IP to the
Banking Industry for implementing Direct Connect at various Banks..

Further note: Additional recent reading indicates that Express Web
Connect may actually store your password on Intuit servers for an
extended period of time and that those Intuit servers may make
requests at other times than when the user initiates the download.
Does anyone have pointer to authoritative documentation of this fact?
I find this especially troublesome and would expect that my financial
institutions would block traffic from any such known sources. I will
need to review my 3 credit cards which currently only support Express
Web Connect to see if I really need those cards.

Stuart Barkley

It is sounding like this Intuit ID thing 'is' something to stop and
consider before upgrading (again). Appreciate the comments.

And I never did hear a clear response . . . . For example, if I use
Web Connect with my bank, is this Intuit ID required in order to
download financial information from the bank into Quicken? I don't
consider that feature some 'extra' but at this stage pretty much one
of the core features of any software of this type.
 

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