Lighweight Quicken like app?



I've used Quicken a long time but lately it's gotten so
BLOATED that I yearn for something fat free and

My needs are pretty simple at the moment.... just
something to track per finances only that tell me if
I'm spending more than I'm making each month. And
something that will track my income from investments
and then graph the two metrics to let me see the "cross
over" point

I'm actually thinking maybe spreadsheets are better but
I'm not real savvy on spreadsheets, etc

Any advice eon other "tools" than Quicken?

Maybe PDA app's even since I may be getting a Treo cell
phone soon?


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