Limiting care home costs by taking up resi


S

satprof

My widowed father-in-law (aged 89) has recently lost the little sight
he had. Together with several other disabilities and his generally
confused mental state, this has meant that he has had to go into a
care home. Currently, the home costs are being paid from his savings
by means of an Enduring Power of Attorney held by my wife.

As his daughter (my wife) is now over 60, if she goes to live in his
house, it appears that the value of the house can't be taken into
account by Social Services when his savings are reduced to the £19,500
level at which Social Services will start to contribute to his costs.

Does anyone have any experience of this having been done? Are there
any pitfalls?

All contributions most gratefully received.

Russ
 
Ad

Advertisements

R

Rob

My widowed father-in-law (aged 89) has recently lost the little sight
he had. Together with several other disabilities and his generally
confused mental state, this has meant that he has had to go into a
care home. Currently, the home costs are being paid from his savings
by means of an Enduring Power of Attorney held by my wife.

As his daughter (my wife) is now over 60, if she goes to live in his
house, it appears that the value of the house can't be taken into
account by Social Services when his savings are reduced to the £19,500
level at which Social Services will start to contribute to his costs.

Does anyone have any experience of this having been done? Are there
any pitfalls?

All contributions most gratefully received.

Russ
Also looking at this topic - but I too read that relatives over 60
living in the house will put it outside the means test. I also
understand that if needs are primarily health care needs, one may be
entitled to full funding from the local health authority under their
continuing care eligibility criteria
if care is for medical reasons.

http://www.nhfa.co.uk/modules/standard/viewpage.asp?id=1
http://www.thisismoney.com/undated/in605.html
 
Ad

Advertisements

T

Tumbleweed

Rob said:
(e-mail address removed) (satprof) wrote in message

Also looking at this topic - but I too read that relatives over 60
living in the house will put it outside the means test. I also
understand that if needs are primarily health care needs, one may be
entitled to full funding from the local health authority under their
continuing care eligibility criteria
if care is for medical reasons.

http://www.nhfa.co.uk/modules/standard/viewpage.asp?id=1
http://www.thisismoney.com/undated/in605.html
The main pitfall would be if they enquired into how long she has been living
there, and whether she needs to. Otherwise, this would be an easy loophole
and no one would lose their home in these circumstances.
 

Ask a Question

Want to reply to this thread or ask your own question?

You'll need to choose a username for the site, which only take a couple of moments. After that, you can post your question and our members will help you out.

Ask a Question

Similar Threads

Nursing Home Care costs 1
Care Home Costs & Shared Property 0
hel with cost accounting take home test 4
Health Care costs 11
home care fees 0
In-home health care? 2
UK Taking over a business 4
Taking up Accountancy 1

Top