Hello,\n\nAppointment made with CPA but that is a couple of weeks away while our schedules are conflicting. I will be discussing the following with him. I'm looking to be advised on the following, but would like input before we meet.\n\nI know that I have reached a point where I [B]need[/B] to form an organization of some type. Research says LLC or S-Corp. \n\nI have multiple lines of business under different dba's as a SP. \n\nThese are my main concerns considering I will be doing all of this in Texas:\n\nBanking and credit - I am looking to keep banking and credit card handling as simple as possible. Ideally I would like 1 corporate credit card to be used across all lines/brands and a single checking account. I can handle multiple checking accounts since I really want to avoid mixing branding and having dba printed on checks should I ever actually write one. Everything is electronic so far. Invoices are almost always paid online or via CC in person. All that deposits into a single checking account. I am somewhat meticulous about records so tracking AP/AR, profit, etc. has never been a problem.\n\nTaxes - I want to reduce personal and minimize business tax liability. What org type and structure is generally found to be best for this in Texas? LLC or S-Corp, holding w/ sub or dba's?\n\nLegal - Basically looking to free myself of personal liability and have each line of business stand on it's own. I don't plan on doing anything where this is a problem, BUT I would like each line of business to stand on it's should there ever be a legal issue. If business A get sued I don't want it to impact business B, C, or D. Research says holding company\n\nBoth org types seem to meet my needs, but I want to be sure. Plus there is the issue of each line of business being able to stand on it's own while centralizing expenses and reporting.\n\nLLC or S-Corp for this? Should I form a holding/parent company with subsidiaries or have the LLC or corp form dba's?\n\nThanks for your input and the possibility of new questions & considerations missed.