Lone parent, Part Time work and Housing benefit?


C

CPKJ31

Myself and my husband have just separated, I am about to attempt to find a
privately rented place to live with my two young children. I work 16 hours a
week and only earn £80 a week, with using the online calculators, my income
including child tax credit, working tax credit and child support will go up to
about £260 a week. I am going to look for a 2 bedroom house and know the rent
is going to be high, I was wondering with that income whether I can still apply
for housing benefit or any other benefits, is there anywhere where I could get
advice on what I'm entitled to before looking for a property so that I know
what I can afford?
 
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G

gary

CPKJ31 said:
Myself and my husband have just separated, I am about to attempt to find a
privately rented place to live with my two young children. I work 16 hours a
week and only earn £80 a week, with using the online calculators, my income
including child tax credit, working tax credit and child support will go up to
about £260 a week. I am going to look for a 2 bedroom house and know the rent
is going to be high, I was wondering with that income whether I can still apply
for housing benefit or any other benefits, is there anywhere where I could get
advice on what I'm entitled to before looking for a property so that I know
what I can afford?

You could give this a try. I know its for Manchester but all LAs work out HB
and CB pretty much the same. Or ring up your local council benefit
department and give them your details over the phone and they will do a
rough calculation for you.

http://www.manchester.gov.uk/housing/privatesector/privtens/rentcal.htm
 
C

Clive Martin

CPKJ31 said:
Myself and my husband have just separated, I am about to attempt to find a
privately rented place to live with my two young children. I work 16 hours a
week and only earn £80 a week, with using the online calculators, my income
including child tax credit, working tax credit and child support will go up to
about £260 a week. I am going to look for a 2 bedroom house and know the rent
is going to be high, I was wondering with that income whether I can still apply
for housing benefit or any other benefits, is there anywhere where I could get
advice on what I'm entitled to before looking for a property so that I know
what I can afford?

Your local Citizens Advice Bureau should be able to advise you.

From the figures you give I deduce that your maintenance income is c.£50
a week. If that is the case, and your wage is c.£80 for a 16 hour week,
and neither you nor your children are treated as disabled by the
benefits system, then I calculate that you would receive Housing Benefit
on the first c.£60 of any rent liability - anything above that you would
have to find from your other income.

Clive

|Clive Martin (my email address is cliveatcmartindotdemondotcodotuk).|
|Half of all known knowledge about social security and child support:|
|www.ferret.co.uk/sscdad.htm ...... but is it the right half? |
 
A

anthonyberet

Clive said:
Your local Citizens Advice Bureau should be able to advise you.

From the figures you give I deduce that your maintenance income is
c.£50 a week. If that is the case, and your wage is c.£80 for a 16
hour week, and neither you nor your children are treated as disabled
by the benefits system, then I calculate that you would receive
Housing Benefit on the first c.£60 of any rent liability - anything
above that you would have to find from your other income.
Is that exactly right Clive?
Do you fancy showing your working ;-)
-generally it is easier to give the amount of rent the claimant is expected
to pay, with the rest being covered by HB up to any rent limitation set by
the rent officer.
How did you arrive at HB on the first £60.00?
 
C

Clive Martin

anthonyberet said:
Is that exactly right Clive?
Well, the last clause is bollocks (see below) but the rest is not
"exact" but as close as I can make it.
Do you fancy showing your working ;-)
Not particularly - unsurprisingly I use a calculation program and it is
tedious to extract the "working" from within that.

But, for HB only:


APPLICABLE AMOUNT

Adult 54.65
Children 77.00
Premiums 15.75

Total 147.40

INCOME
Net Wage 80.00
Other Income
(£50 maint) 35.00
Child Benefit 26.80
WTC (max) 58.00
CTC (max) 66.00
Disregard 25.00

Total 240.80

Excess Income 93.40

Taper 60.71
-generally it is easier to give the amount of rent the claimant is expected
to pay, with the rest being covered by HB up to any rent limitation set by
the rent officer.
How did you arrive at HB on the first £60.00?
My mistake. What I meant to say was my calculation showed that "you
would be expected to find the first c.£60 of your rent from your other
income - any rent liability above that would be met by Housing Benefit".

Clive
 
K

Kamina

Clive Martin said:
Well, the last clause is bollocks (see below) but the rest is not
"exact" but as close as I can make it.


Not particularly - unsurprisingly I use a calculation program and it is
tedious to extract the "working" from within that.

But, for HB only:


APPLICABLE AMOUNT

Adult 54.65
Children 77.00
Premiums 15.75

Total 147.40

INCOME
Net Wage 80.00
Other Income
(£50 maint) 35.00
Child Benefit 26.80
WTC (max) 58.00
CTC (max) 66.00
Disregard 25.00

Total 240.80

Excess Income 93.40

Taper 60.71


My mistake. What I meant to say was my calculation showed that "you
would be expected to find the first c.£60 of your rent from your other
income - any rent liability above that would be met by Housing Benefit".

Clive
On the work out above you have applied the £25 disregard for a lone parent
who is working but you also need to apply the £15 disregard for maintenance.
|
 
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T

Ted Hutchinson

On the work out above you have applied the £25 disregard for a lone parent
who is working but you also need to apply the £15 disregard for maintenance.
If you look more closely you will see
I think the reason Clive has entered £35 where (maint £50) shows the £15
maintainance disregard has been applied but not stated.
 

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