Nomore Mr Nice Guy - Abbey


M

Mitchum

Just rec'd latest bank statement from Abbey, which included a notice about
the change in bank charges from the 9 October 2005. The charges for unpaid
direct debits/standing orders and cheques is increasing from £32 to £35 per
transactions and there is now a charge for going overdrawn without
authorisation of £20 - this is currently free (although I think there is
currently a limit of going overdrawn without authorisation and not being
charged - £50 I think).

And all this at a time when credit card companies are being told that their
charges are too high:

http://news.bbc.co.uk/1/hi/business/4717607.stm

Perhaps the OFT should be looking at banks too.
 
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E

Eric Jones

Mitchum said:
Just rec'd latest bank statement from Abbey, which included a notice about
the change in bank charges from the 9 October 2005. The charges for
unpaid direct debits/standing orders and cheques is increasing from £32 to
£35 per transactions and there is now a charge for going overdrawn without
authorisation of £20 - this is currently free (although I think there is
currently a limit of going overdrawn without authorisation and not being
charged - £50 I think).

And all this at a time when credit card companies are being told that
their charges are too high:

http://news.bbc.co.uk/1/hi/business/4717607.stm

Perhaps the OFT should be looking at banks too.
Don't see what the problem is myself, you don't get items returned then you
will not be charged.
If you do not go overdrawn without permission or over an authorised limit,
again no charge!
Eric
 
M

Mitchum

If you do not go overdrawn without permission or over an authorised limit,
again no charge!
Very droll. My point was that Abbey were the bank who was turning banking
on its head (their line not mine). Now they just seem to be throwing the
baby out with the bath water. It's amazing what a change in ownership does
for you - and what people may forget - all the profits from these new bank
charges won't be lining the pockets of British shareholders. They will be
sent to line the pocket of our Iberian friends.
 
E

Eric Jones

Mitchum said:
Very droll. My point was that Abbey were the bank who was turning banking
on its head (their line not mine). Now they just seem to be throwing the
baby out with the bath water. It's amazing what a change in ownership
does for you - and what people may forget - all the profits from these new
bank charges won't be lining the pockets of British shareholders. They
will be sent to line the pocket of our Iberian friends.
And my point is that you can use the banks to YOUR advantage without paying
a penny. Just follow a few simple rules.
Eric
 
M

Mitchum

And my point is that you can use the banks to YOUR advantage without
paying a penny. Just follow a few simple rules.
Eric
Talk about teaching granny to suck eggs.

Anyway, it's bye bye Abbey, hello Nationwide. I've just applied online and
been accepted for Flex account. At in the future I won't have to talk to
those ever so polite but sickening "can I do anything else for you, Sir"
Indian call centres who transfer you back to the UK at the slightest hint
that what you're asking is anything more than "how much have I got in my
account today, and have I got enough to buy an elephant" type questions.
 
S

Susan

Mitchum said:
Talk about teaching granny to suck eggs.

Anyway, it's bye bye Abbey, hello Nationwide.
And do you think it is all going to be honey and roses with your new bank
???

Its sort like booking a flightwith BA in August then being ever so supprised
when they go on strike!
 
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M

Mitchum

And do you think it is all going to be honey and roses with your new bank
???

Its sort like booking a flightwith BA in August then being ever so
supprised
when they go on strike!
Probably not, but at least I'm keeping my money, my business and my personal
data British. And when I'm not (i.e., taking money out from an overseas
ATM), I won't be charged an extortionate fee for doing so.
 
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M

Mitchum

Its sort like booking a flightwith BA in August then being ever so
supprised
when they go on strike!
Oh, and BA or somebody that they rely on, always go on strike in August, so
why book then? Plus when you get there the place is full of other people's
screaming kids. May as well slit your wrists before you get on the plane,
if it's not on strike that is.
 

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