Roth with Traditional 401(k)


A

Al

Using Q2009 Deluxe.

Part of my paycheck goes into a 401(k) and part into a Roth. Both are
invested in the same securities. Both plans are administered through
the same company which is my companies plan sponsor. When I download
my account information online it brings the transactions for both the
401k and Roth into the same brokerage account. The only way I know the
difference between whether shares were purchased using 401k or Roth
funds is by looking at the memo field. One says 'Contributions
Contribution / Pre Tax' and the other 'Contributions Contribution /
Roth'.

Since everything is commingled how can I separate the two securities
so I know the value of my Roth and the value of my 401k?
 
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D

danbrown

In the real world (i.e., at the plan sponsor) are the Roth & the 401
(k) in a single account or separate?
Do they have 1 account number or 2?

In Quicken, do you create 1 account or 2?
In Quicken, (assuming 2 accounts), did you give them separate account
numbers ... that match what's the plan sponsor.

In general, Q should ALWAYS reflect reality. Have you done so?

What's held in the respective accounts is irrelevant to this
discussion.
Also, it would be helpful if you'd name the plan sponsor. A few have
particular (i.e., non-common) requirements that may impact the
resolution.

db
 
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A

A Sel

In the real world (i.e., at the plan sponsor) are the Roth & the 401
(k) in a single account or separate?
Do they have 1 account number or 2?

In Quicken, do you create 1 account or 2?
In Quicken, (assuming 2 accounts), did you give them separate account
numbers ... that match what's the plan sponsor.

In general, Q should ALWAYS reflect reality.  Have you done so?

What's held in the respective accounts is irrelevant to this
discussion.
Also, it would be helpful if you'd name the plan sponsor.  A few have
particular (i.e., non-common) requirements that may impact the
resolution.

db
This is with ING and there is only one account I have everything
setup in one account in Q. It does reflect reality at a high level
but that doesn't help me understand the balance of the Roth part of my
account. I am asking if there is some way for me to separate the two
once in Quicken so I can understand their return better.
 

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