Derek said:
But that's only an average of £3.84 a week if she had started to save.
Well why should it?
Why should the state pay for what one could pay for if one budges carefully.
And what's wrong with the idea of a family supporting its own members?
My 2 nieces have just gone away for a 2 weeks holiday and i have given them
money.
I am also helping to build up a fund for when/if they start uni.
Derek
the problem is that for those on the basic rate of income support,
without the disability premiums etc, life is very tight, everything
has to be budgeted for. life is generally more expensive as many of
them don't have anything beyond basic bank accounts and have
problems therefore with things like direct debit. They have no
control over when payments go out on a monthly basis and their
income is on a weekly or four weekly basis, so the pay dates move.
and no the service suppliers won't move to four weekly charging and
the DWP won't move to monthly payments. therefore it's very easy to
hit situations where payment comes in day after expenditure goes out
and they are hit by charges.
therefore they go onto card meters. the most expensive tariff
available so their energy costs are proportionally more than those
of us who can use direct debit, but the advantage being you can
budget for it in your weekly/fortnightly/ 4 weekly income schemes.
Then if you're on a weekly benefit you can't buy in bulk and if you
don't have access to private transport, as is often the case, you
have to walk to the shops. for many in the uk there isn't a regular
reliable public transport. so you do your shopping in the corner
shop, a lot more expensive than tesco or aldi.
added to which any "fresh vegetable" in the corner shop is up to a
week old so it's vitamin content has dropped. poor diet leads to
poor mental performance, an escape is needed hence the TV plus the
dream that a handful of scratch-cards will lift them out of poverty
and into a life of luxury.
so to talk about budgeting £3.84 per week is crazy, the DWP levels
are subsistence living, nothing is built in for repairs and
maintenance. yes school uniforms are good quality and will outlast
the child's growth, but it can't really be used for day to day
living. given a chance "mum" will buy a cheap pair of jeans and a
sweatshirt for £10.00 the pair which can also be used after school
and will be cheaply replaced with the next size up when the child
grows. If local education authorities are going to demand expensive
uniforms, ie more than generic grey trousers, white shirt and a
plain sweatshirt, then they should have a duty to help towards the
*extra* costs.
Martin McGowan