USA Small Business Electronic Bill Pay

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I live on a farm in Kansas, and have two checking accounts at the local bank from which I pay either household expenses (utilities, etc) or farm expenses, which are deductible. I'm looking for software that will allow me to pay bills electronically through my local bank from either account and allow me to keep a spreadsheet record of the expense, so that I can mark it as deductible or not. I work on a Macbook Pro, and use Excel. I tried the local bank's electronic bill pay, but the transaction that was eventually processed by them only had information about the payee, not any memo or comment fields that I wanted to associate with the transaction.

I don't need any of the expensive solutions such as Quickbooks, since all I want to do is pay electronically and keep a record. Cheap, reliable and simple to use would be key.

Would appreciate any recommendations, and thanks for your help.
 
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