Social Fund & Incap Benefit.


A

am

Why can't you get a Social Fund Loan if you're on Incap?
Anyone know why, or what the reasoning is?
 
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F

Farcry

Why can't you get a Social Fund Loan if you're on Incap?
Anyone know why, or what the reasoning is?
--

As I understand it got to be in receipt of income support or jobseeker
allowance (means tested benefit.) incapacity is not mean tested I tried to
get a social fund loan myself when I was on incap my application got
rejected.

Far.
 
R

Robbie

Farcry said:
As I understand it got to be in receipt of income support or jobseeker
allowance (means tested benefit.) incapacity is not mean tested I tried
to get a social fund loan myself when I was on incap my application got
rejected.

Far.
You can apply for a Crisis Loan regardless of what benefit you are on,
or indeed you can apply for a Crisis Loan if in full time work.

However, to qualify for Budgeting Loans and Community Care Grants you
need to be on Income Support, Jobseekers Allowance (Income Based),
Employment and Support Allowance (Income Based) or Guranteed pension Credit.

To the OP: the reasoning behind it is that Social Fund replaced Single
Payment grants of Supplementary Benefit that existed up to 1988 for one
off payments for furniture, bedding etc before Supplementary Benefit was
replaced by Income Support which has since fractured into all those
means tested benefits listed above.

Some Social Fund payments can also be made to people in receipt of other
benefits or allowances eg maternity or funeral payments.
 
M

mogga

You can apply for a Crisis Loan regardless of what benefit you are on,


or indeed you can apply for a Crisis Loan if in full time work.
What circs do they grant money for?
 
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R

Robbie

mogga said:
What circs do they grant money for?
Very limited to be honest

"You can apply for a Crisis Loan if all the following apply:

* you're aged 16 or over
* you don't have enough money to meet your (or your family's) immediate
short term needs in an emergency or as the result of a disaster
* without the loan there will be a serious damage or risk to your (or
your family's) health or safety"

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/BenefitsTaxCreditsAndOtherSupport/On_a_low_income/DG_10018856

it will then depend on what the person needs a crisis loan for and why.
Unlike Budgeting Loans all available funds available are taken into
account. For people in work claims are usually made following theft,
fire, flooding etc. For people claiming benefits it is usually to get
some money to tide them over until their first payment of benefit comes
through as well as things like theft, fire, flooding etc.
 

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