USA Taking funds out of IRA twice within 12 months


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Dec 4, 2018
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Hello,
Four months ago I took about $12K out of my IRA funds as a short term loan known as rollover. I returned the money within 30 days as my IRA firm told me I had 60 days to return it without incurring any penalties. My understanding is that you can only withdraw from your IRA once ever twelve months. I am now considering placing an offer on a house and I need to access $10K from my IRA. This would be my first home and I will reside in it. Can I take a withdrawl from my IRA for this purpose without incurring any penalties from the government, although I borrowed the $12K four months ago?
 

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