UK state pensions in Europe (EU)


C

cqmman

Hello,

If state pensions still exist when I retire (LOL!), is it possible to
draw a UK pension in another member state, or do I have to live in the
UK to draw it?

I am thinking of Poland specifically.

Cheers
 
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C

Chris Blunt

Hello,

If state pensions still exist when I retire (LOL!), is it possible to
draw a UK pension in another member state, or do I have to live in the
UK to draw it?

I am thinking of Poland specifically.
You've paid into it and you're entitled to receive the benefit of it
wherever you live. The only thing you need to consider is that the
pension will not be index linked if you live in certain countries.

Chris
 
F

Fred Smith

ohminvest said:
you can live in a member state and still collect your pension, but i
think you will have to maintain a UK address
Nope - you tell the payments office you have moved and give the overseas
address. The Government doesn't mind and it helps them decide whether
to index link your pension. You can have it paid to a UK or overseas
account.

My parents have theirs paid direct to an account in Spain.

However you are wise to maintain a UK address for all sorts of other
reasons.
 
Y

yoosnet

Nope - you tell the payments office you have moved and give the overseas
address. The Government doesn't mind and it helps them decide whether
to index link your pension. You can have it paid to a UK or overseas
account.

My parents have theirs paid direct to an account in Spain.

However you are wise to maintain a UK address for all sorts of other
reasons.

Has anyone any suggestions on how to maintain a UK address if you
don't have friends or family in the UK?
 
T

tim \(moved to sweden\)

Fred Smith said:
Nope - you tell the payments office you have moved and give the overseas
address. The Government doesn't mind and it helps them decide whether to
index link your pension. You can have it paid to a UK or overseas
account.

My parents have theirs paid direct to an account in Spain.

However you are wise to maintain a UK address for all sorts of other
reasons.
Like the Sky subscription ;-)

tim
 
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O

ohminvest

cqmman said:
Hello,

If state pensions still exist when I retire (LOL!), is it possible to
draw a UK pension in another member state, or do I have to live in the
UK to draw it?

I am thinking of Poland specifically.

Cheers
you can live in a member state and still collect your pension, but i
think you will have to maintain a UK address
 
C

cqmman

However you are wise to maintain a UK address for all sorts of other
Would this include a house that I was renting out? Or would I be better
using a friends/family's address?
 
F

Fred Smith

cqmman said:
Would this include a house that I was renting out? Or would I be better
using a friends/family's address?
Probably fine with either - depends why you might need to keep such an
address. If for a credit card then a family member is better of course.
 
C

Chris Blunt

Has anyone any suggestions on how to maintain a UK address if you
don't have friends or family in the UK?
There are plenty of "virtual office" services available which will
give you a normal looking address to which you can have mail sent.
They then forward that mail on to you wherever you are in the world.

Chris
 
D

davidof

Fred said:
If for a credit card then a family member is better of course.
??? Why do you need a UK address for a UK credit card? My UK Visa bills
get sent abroad no problem.
 
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F

Fred Smith

davidof said:
??? Why do you need a UK address for a UK credit card? My UK Visa bills
get sent abroad no problem.
You don't, it might just be better if you decide not to tell the lender,
to use a family member over a friend.
 

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