We the People


S

Slobby Don

Has anyone had any experience with this paralegal service company that
offers do-it-yourself BK for $150-199?

I have just been sued for a $12K credit card bill in California. My only
asset is a 1997 Nissan Truck. How are vehicles valued for the exclusion
amounts?
 
Ad

Advertisements

T

Thoth

Slobby Don said:
Has anyone had any experience with this paralegal service company that
offers do-it-yourself BK for $150-199?
Search the web using the key terms "we the people" bankruptcy enjoined.
I have just been sued for a $12K credit card bill in California. My only
asset is a 1997 Nissan Truck. How are vehicles valued for the exclusion
amounts?
Fair market value is the Kelley Blue Book wholesale value.
 
B

Brett Weiss

I strongly recommend against filing for bankruptcy without an attorney. I've
taken over a number of cases where a debtor prepared and filed the various
bankruptcy documents without the help of an attorney. Apart from the fact
that the schedules generally have to be completely redone (the exemptions
are usually wrong, debts are not listed, assets are not listed or are listed
or valued incorrectly, the Statement of Financial Affairs is incorrect, and
the budget is generally wrong), a number of these people lost their homes as
a result of not being advised about what was required, how the process
worked, how to value assets, how to deal with various types of debts,
etc.--something an attorney is required to do.

Others ran into severe problems at the Meeting of Creditors, where they have
no one to turn to for preparation or advice, Generally, pro se debtors don't
know what the Trustee is looking for, or how to properly deal with the
Trustee's questions and concerns. One ended up being charged with bankruptcy
fraud--all because she didn't understand the effects of what the information
put in their schedules meant.

Bankruptcy is a very tricky area of the law (even to attorneys who don't
regularly practice it). Interestingly enough for a federal system, it is
very state and locality specific. What will work in California, for example,
probably won't fly here in Maryland.

Do yourself a big favor--see a lawyer.

--

Brett

*****************************************************************
* Personal Injury/Malpractice Bankruptcy *
* *
* BRETT WEISS, P.C. *
* Attorneys at Law *
* Maryland, D.C. and Federal Bars *
* (e-mail address removed) *
* www.brettweiss.com *
* *
* Small Business Estates & Estate Planning *
*****************************************************************

The Small Print: This response is for discussion purposes only.
It isn't meant to be legal advice and you shouldn't treat it as
such. If you want legal advice, speak with a local lawyer
familiar with your state's laws who can review *all* of the
facts and the law applicable to your situation.
*****************************************************************
 
Ad

Advertisements

G

Gene

Do yourself a big favor--see a lawyer.

Of all advice you may get, Brett is hands down the best to listen to
in this case.

I can attest, my lawyer was right there, intent on the trustee and I
did what he said (Answer either "Yes Sir" or "No Sir") when asked a
question.

Best money you can spend.
 

Ask a Question

Want to reply to this thread or ask your own question?

You'll need to choose a username for the site, which only take a couple of moments. After that, you can post your question and our members will help you out.

Ask a Question

Similar Threads

We The People 10
people helping people 0
Power to the People 1
Are we back on? 1
Paying People 3
Loans to People 2
pay people overseas 2
Investing for other people... 5

Top