What information needed for (experian) credit report?


B

Brian W

I recently requested my credit file from experian who wrote asking me
to complete a form which contained many questions that I consider to
be intrusive.

Can I be asked to provide any of the following information?

• whether I have had an experian report before? If so, when?
• date of birth
• years/months at present address? (why can't I just say "over 6
years" ?)
• home telephone number - they are joking aren't they? how can they
justify asking for my phone number?
• about your partner/spouse

Isn't this just a case of experian pretending to need information in
order to harden up the details on their database?

Must be just experian. I sent the same request to another agency which
replied immediately with my credit information.

Brian
 
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A

Adrian Boliston

Brian W said:
I recently requested my credit file from experian who wrote asking me
to complete a form which contained many questions that I consider to
be intrusive.

Can I be asked to provide any of the following information?

. whether I have had an experian report before? If so, when?
. date of birth
I expect they would nned this to be sure they have the correct person, in
case you have a commonly occuring surname.
. years/months at present address? (why can't I just say "over 6
years" ?)
. home telephone number - they are joking aren't they? how can they
justify asking for my phone number?
. about your partner/spouse
You only need to include this if you have any shared financial commitments,
like a joint bank account or joint loan.
 

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