USA Uncharted Territory

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Hello everyone,

Does anyone know what the preset account by Quickbooks: 10010 Uncharted Territory is used for?

I recall this account in my accounting classes but do not remember how it was used.
It is listed as a Bank type of account?

As a small business we sometimes receive payments via Paypal of Shopify and I'm wondering if I should setup separate bank accounts in Quickbooks for each, or if this is what the Uncharted Territory might be used for?

Any help is very much appreciated!
Sha*
 

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